Funding up to

Factor rate only

Flexible funding options designed to support salons at every stage of growth

Check Loan Offer

75%

Merchants with a loan are more likely to still bein business after two years, vs. 53% without one.

85%

Average sales growth for merchants with access to capital, vs. 41.2% without.

98%

Merchants who repay their loan qualify for a new one.

Smart Funding
for Salon Growth

Funding designed for nail salons — fast approval, flexible repayment, and terms built around your daily sale

Instant Funding

Get funded within 24 hours. Fast access to cash for your daily operations.

No Documents Required

100% digital application. No complicated bank documents or records needed.

No Hard Credit Check

Checking your eligibility uses a soft inquiry only. It won't affect your personal credit score.

Standard Loan Up To 18 Months

Flexible repayment plans up to 18 months. Built for your business rhythm.

What an offer
could look like for Your Salon

Every real offer is personalized to your own processing history.
Here’s a sense of scale, from a light touch-up to a full expansion.

Starter

Good for restocking supplies, covering a slow month, or a new tech's starter kit.

$10,000

Factor rate 1.08

Fixed fee $800

Total repayment $10,800

Term ~2.5 months

Growth

Room for a second chair, a new gel line, or a refresh of the front of house.

$25,000

Factor rate 1.15

Fixed fee $3,750

Total repayment $28,750

Term ~9 months

Expansion

Enough to build out a second location or take on a full buildout.

$50,000

Factor rate 1.18

Fixed fee $9,000

Total repayment $59,000

Term ~12 months

How it Work

Apply in minutes, know your cost up front, and repay automatically as you sell — no surprises along the way.

Quick Application, Fast Cash

Submit your application in minutes, with funds paid out in as little as 24 hours.

Fixed Up-Front Cost

One transparent fixed fee agreed up front. No hidden fees, surprises, or late fees.

Payments In Line with Your Income

Payments are automated as a small percentage of your daily card sales.

Nailsoft

✓

Quick application & financing process

✓

Clear and simple approval process

✓

No effect on credit score

✓

Flexible repayment terms based on revenue, seasonality, and cash flow

✓

Transparent up-front fee with no hidden fees or interest

✓

Automated and managed in one place from application to repayment

Traditional Bank Loan

Longer application, steps, and approvals

Detailed documentation required

Affects credit score (credit check required)

Fixed payment amounts

Variable interest rates and additional fees

Multiple steps and applications

Call (678) 679-0200
Or fill out the form and we'll reach out fast.

Pricing

Take a look at our standard options and packages. Our packages are designed to adapt to various needs and various budgets.

Want funding today?

We’d love to hear from you. Send us a message and we’ll respond as soon as possible.

Frequently asked

The full day's card sales pass through your settlement account. Aurora withholds the percentage stated in your loan agreement and deposits the rest into your business bank account — no manual payments to track.

Only if you're new to the platform and need an early funding estimate before you've built processing history. Once you've been processing for a while, most applications are pre-filled and require no documents.

It stays in place in case you renew or add Instant Payouts later. Activation is a one-time step — it won't need to happen again when you renew.

No. The fee is fixed at the time of the offer, there's no interest, and there's no prepayment penalty.

Introduce

For Partner

Resources

Help

Funding up to

Factor rate only

Flexible funding options designed to support salons at every stage of growth

75%

85%

98%